SBI Simply Click Credit Card REVIEW

SimplyCLICK Advantage SBI Credit Card



Click here to
Check your Eligibility!

SimplyCLICK Advantage SBI Credit Card is ideal for people who love to shop online. This card offers multiple features and benefits that can be very beneficial for you if you regularly spend money online.

Key Points:

10x Rewards on online spends at partner stores.

5x Reward Points on all online spends

Amazon voucher worth Rs.500 as welcome gift.

Bonus rewards on annual spends online.

0% fuel surcharge.


Benefits:

Welcome Gift – Apply for SimplyCLICK Advantage SBI Card and avail an e-gift Amazon voucher worth Rs.500.

Reward Points – Earn 10x Rewards on all your online purchases with partner stores such as Amazon, Cleartrip, BookMyShow, FabFurnish, Foodpanda, Lenskart, etc. Enjoy 5x Rewards on all your other online spends. For every Rs.100 you spend using this card, you will get 1 Reward Point.

Fuel Surcharge – Enjoy 2.5% fuel surcharge waiver at Indian petrol pumps when you pay using this card. The offer can be availed by you if you spend a minimum of Rs.500 and up to Rs.3,000 on fuel.



Rewards – Spend Rs.1 Lakh or Rs.2 Lakh annually on online purchases to earn e-voucher worth Rs.2,000.

Reversal of Annual Fee – Spend Rs.1 Lakh annually to get your annual fee worth Rs.499 reversed.



Features:

Internationally Accepted – SimplyCLICK Advantage SBI Card is accepted all over world by more than 24 million merchant outlets.

Easy Cash – Use this card to withdraw cash from more than a million Visa/MasterCard ATMs.

Add-on Cards – With this card you can avail add-on cards for your immediate family members.

Railway Ticket Booking – Use this card to book railway tickets online on the IRCTC website.

Utility Bill Payments – This card helps you pay your utility bills online and on time through its Easy Bill Pay Facility.

Balance Transfer Facility – This facility allows you to transfer your other banks’ credit cards balance to your SimplyCLICK Advantage SBI card at low interest rates. You can pay back the amount in instalments.

24×7 Customer Service – If you need any help with your SimplyCLICK Advantage SBI Card, you can contact on the 24×7 SBI Credit Card Customer Helpline number.

Flexi Pay – You can choose to convert your transactions into monthly instalments. To do so, you have to make purchases worth Rs.2,500 or more using this card and initiate the Flexipay service within 30 days of the transaction.

Easy Money – Using this facility, SimplyCLICK Advantage SBI Card holders can get a cheque or draft against their cash limit delivered to their addresses.

Fees and Charges:

Type of Fees & ChargesAmountAnnual FeeRs.499Renewal feeRs.499. It will be reversed if the annual spends is Rs.1 Lakh or more. Add-on Card FeeNILInterest free credit period20 to 50 daysFinance charge2.5% every monthLimit on Cash AdvanceUp to 80% of the credit limit (Maximum Rs.12,000 each day)Minimum amount due5% of the outstanding balanceCash Advance feeSBI ATM or Other ATM – 2.5% of the amount transacted (Minimum – Rs.300) International ATMs – 3% of the amount transacted (Minimum – Rs.300)Finance Charge on Cash Advance2.5% every monthCheque pick up feeRs.90Payment Dishonour Fee2% of the payment amount (Minimum – Rs.350)Charge slip retrieval feeRs.225 for each charge slipStatement retrieval feeRs.100 for each statement (in case the statement is a minimum of 2 months old)Overlimit fee2.5% of the overlimit amount (Minimum – Rs.500)Late payment feeIf the total amount due ranges from Rs.0 to Rs.200, then no fee is chargedIf the total amount due is more than Rs.200 and up to Rs.500, then Rs.100 is chargedIf the total amount due is more than Rs.500 and up to Rs.1,000, then Rs.400 is chargedIf the total amount due is more than Rs.1,000 and up to Rs.10,000, then Rs.500 is chargedIf the total amount due is more than Rs.10,000, then Rs.750 is chargedEmergency card replacement fee (when out of India)Actual cost of the card (Minimum $175)Card replacement feeRs.100Fee for redemption of rewardsRs.99Fee for transaction in foreign currencyConversion mark up – 3.5%Surcharge on railway tickets purchased at railway countersRs.30 plus 2.5% of the amount transactedFee for cash paymentRs.100Maximum fuel surcharge waiverRs.100 per statement cycle for each credit card accountSurcharge on railway tickets purchased on the website of IRCTC1.8% of the amount transacted plus service charge

The rates/fees and charges can be changed at any time at the discretion of the bank.

Check Your Eligibility

Leave a Reply